There are a number of reasons a person should use a Mortgage Agent/Broker. Let’s pinpoint a very good reason; a Mortgage Agent is your Ally. I am on your side. A Bank Representative wants to sell you their product, they are mandated by their employer to do so. However, their product might not be what’s best for your situation. I will take the time to understand your situation and find you the best mortgage product to meet your current and future needs. I work for you, not the lender.